UK Settlement Visa

The UK’s strong legal and social infrastructure makes it a popular destination for families, spouses, and long-term residents seeking to settle. If you’re planning to join a family member or partner in the UK permanently, applying for a UK Settlement Visa is an essential step. This guide offers a complete overview of visa requirements, costs, and the many benefits of securing settlement in the UK.
Request a call back from our Advisors

What is a UK Settlement Visa?

A UK Settlement Visa allows non-UK nationals to live in the UK permanently, typically by joining a spouse, partner, parent, or other qualifying relative. This visa is a key part of the UK’s immigration system and includes several routes, such as spouse visas, child visas, and dependent relative visas.

Although different settlement categories exist, all applicants must meet specific core requirements, including:

  • A genuine and ongoing relationship with a UK citizen or settled person
  • Proof of English language proficiency (unless exempt)
  • Evidence of financial stability, showing you won’t rely on public funds
  • Accommodation arrangements in the UK without overcrowding
You’ll need to submit supporting documents to demonstrate that these requirements are met, and additional evidence may be required depending on your specific situation.

Settlement Visa Relationship Requirements

To be eligible for a settlement visa, your relationship with the person in the UK must meet legal criteria. You may apply as:

  • A spouse or civil partner of a British citizen or settled person
  • An unmarried partner (in a relationship of at least 2 years)
  • A fiancé(e) or proposed civil partner, intending to marry within 6 months of entry
  • A dependent child of a parent living in the UK
  • An adult dependent relative, such as a parent or grandparent, needing long-term care

For spouse and partner routes, you must provide valid proof of the relationship—this may include marriage certificates, joint financial documents, photos, or messages exchanged over time.

UK Settlement Visa Processing and Waiting Times

Processing timeframes depend on where and how you apply. Below is an overview of what to expect.

Applying from Outside the UK

You can apply for a settlement visa up to 3 months before your intended travel date. The standard processing time is typically up to 12 weeks, but can vary based on application complexity and deman

Applying from Inside the UK

If you’re extending your stay or switching to a settlement route (like from a spouse visa), you can apply before your current visa expires. In this case, the usual processing time is up to 8 weeks if using the standard service.

Faster Processing Options

Priority and super priority services are available for certain routes, offering faster decisions. These services allow for:

  • Priority Service: Decision in about 5 working days
  • Super Priority Service: Decision by the next working day

Note that these services come at an additional cost and may not be available at all locations. Early booking is strongly advised due to limited appointment slots.

English Language Requirement

Most adult applicants must prove their ability to speak, read, write, and understand English. This requirement applies unless you’re exempt due to age (under 18 or over 65) or certain health conditions.

Ways to meet this requirement include:

  • Being a citizen of a majority English-speaking country
  • Holding a degree taught in English and recognized by UK NARIC
  • Passing an approved English language test (SELT) at CEFR level A1 or A2, depending on visa stage

For further extensions or Indefinite Leave to Remain (ILR), a higher English level (CEFR B1) may be required, along with the Life in the UK Test.

Settlement Visa Fees and Related Costs

Applying for a UK Settlement Visa involves several mandatory and optional fees. Here’s a breakdown to help you prepare financially:

1. Visa Application Fee

The standard fee for a UK family settlement visa is approximately £1,846 when applying from outside the UK and £1,048 from inside the UK.

2. Immigration Health Surcharge (IHS)

All applicants must pay the IHS to access NHS services during their stay. The fee is currently £1,035 per year, paid upfront for the length of your visa. For a 2.5-year visa, the total is £2,587.50.

3. Biometric Enrolment Fee

You’ll be required to attend a biometric appointment where your fingerprints and photo will be collected. This typically costs around £19.20, though premium appointments may cost more.

4. Other Possible Costs

  • English language test fee (SELT)
  • Life in the UK Test (required for ILR)
  • Translation and certification of documents
  • Priority or super‑priority service fees

Always check for the latest fees on the official UK government website before applying.

Rights and Responsibilities on a Settlement Visa

Once granted a UK settlement visa, you’ll receive specific entitlements and obligations to follow. These rights may expand over time as you qualify for permanent settlement or citizenship.

What You Can Do

  • Live in the UK for the duration of your visa (typically 30 months)
  • Work and study without restrictions
  • Access NHS healthcare (with IHS payment)
  • Apply for public schooling for children
  • Apply for Indefinite Leave to Remain after 5 years, if eligible

What You Cannot Do

  • Claim public funds or benefits (unless later granted ILR)
  • Travel freely without maintaining visa conditions
  • Bring dependents unless your visa route allows
  • Overstay your visa or break immigration laws

Make sure to always comply with visa conditions to avoid penalties or refusal of future applications.

Frequently Asked Questions

When should I apply for a UK settlement visa?
You can apply up to 3 months before your planned travel date if applying from outside the UK.
The application fee is £1,846 from outside the UK. You must also pay the IHS, which is £1,035 per year of your visa.
Yes, you are allowed to work full-time and pursue employment opportunities without restrictions.
Yes, unless exempt. Most applicants take a Secure English Language Test (SELT) at CEFR level A1 or A2.
You can bring children or dependents if your visa route allows. Each dependent must submit a separate application.
After living in the UK for 5 continuous years under a qualifying settlement route, you may apply for Indefinite Leave to Remain.